Savings

It’s money in the bank!

Having some “money in the bank” — whether it’s for a specific goal or to cover a rainy day — can provide incredible peace of mind. As your community bank, we’ll be happy to discuss your savings goals with you and suggest a savings or investment account that will get you started.

First Savings

Ultimately, savings are the building block of personal finance. Take the first step with this rock-solid basic account.

Features:

  • Six withdrawals allowed per quarter (at no charge)
  • $1/withdrawal over allowance of six

Qualifications:

  • $25 minimum deposit to open
  • Minimum daily balance of $300 to avoid $4 monthly service charge

Young Citizens Savings

Children and teens can start their financial education with this interest-bearing account specifically designed for young savers.

Features:

  • No monthly service charge for customers 22 years of age or younger
  • Six withdrawals allowed per quarter (at no charge)

Qualifications:

  • $25 minimum deposit to open
  • $1/withdrawal over allowance of six

First Investment Account

When you’re saving money, every penny counts. That’s why our First Investment Money Market Account offers competitive interest rates with no monthly service charge when you maintain a modest minimum daily balance.

Features:

  • Interest earned based on account balance
  • No monthly service charge on daily balances of $1,000 and above
  • Six withdrawals per statement cycle at no charge
  • Imaged statement
  • Online Banking with Bill Pay (at no charge)
  • Mobile Banking (at no charge)

Qualifications:

  • $500 minimum deposit to open
  • $15 monthly service charge if daily balance falls below $1,000
  • $10 for each withdrawal over the allowance of six

First Investment Account Rate Tiers*:

  • $.01-$9,999.99
  • $10,000.00-$24,999.99
  • $25,000.00-$49,999.99
  • $50,000.00-$99,999.99
  • $100,000.00 and Above

*Rates based on current market conditions.

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